问题似乎在于，银行无法判断这些代理是否获得了用户许可来访问他们的账户。每家大型 AI 公司都在推出一种主动代理，这种代理可以访问所有内容。这将变成一个大问题。

The problem seems to be that the banks can't tell if the agents have been given permission by their users to access their accounts or not. Every big AI company is in the process of launching a proactive agent with access to everything. This is going to turn into a big issue.

你得脑子有病才会给 AI 直接访问你的银行账户。这个技术是 10 秒钟前才发明出来的，结果已经有这么多人愿意把他们的整个生活都拱手交给它，让自己完全依赖它并对其毫无防备，这真是令人难以置信地沮丧，但也一点都不令人惊讶。

You have to be retarded to give AI direct access to your bank accounts. The fact that this technology was invented 10 seconds ago and already so many people are willing to just hand their entire lives over to it and make themselves completely dependent on it and vulnerable to it is so unbelievably depressing but also not shocking.