心理学研究表明，持有略微乐观——甚至有些不切实际——对未来的信念的人，可以胜过严格的现实主义者。这种心态，通常被称为“积极幻觉”，可以在面对挑战时提升动力、坚持和韧性。

通过相信成功是可能的，个体更有可能冒险并抓住他人可能回避的机会。随着时间的推移，这可以转化为更高的成就，甚至更大的财务成果。

Research in psychology suggests that people who hold slightly optimistic—even somewhat unrealistic—beliefs about their future can outperform strict realists. This mindset, often called “positive illusion,” can boost motivation, persistence, and resilience when facing challenges.

By believing success is possible, individuals are more likely to take risks and seize opportunities that others might avoid. Over time, this can translate into higher achievement and even greater financial outcomes.