Where a bill of exchange, promissory note,check, bond,certificate of deposit,warehouse receipt or bill of lading is pledged, pledge is created at the time when the right certificate is delivered to the pledgee; in the absence of such a right certificate, pledge is created at the time when pledge is registered, except as otherwise provided for by any law. 以汇票、本票、支票、债券、存款单、仓单、提单出质的，质权自权利凭证交付质权人时设立；没有权利凭证的，质权自办理出质登记时设立。法律另有规定的，依照其规定。 Where fund shares or stock rights are pledged, pledge is created at the time when pledge is registered. 以基金份额、股权出质的，质权自办理出质登记时设立。 A creditor's right that exists before the creation of maximum mortgage may be included in the creditor's rights secured by the maximum mortgage with the consent of the parties. 最高额抵押权设立前已经存在的债权，经当事人同意，可以转入最高额抵押担保的债权范围。